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<title>1PropertyHub — Latest Articles</title>
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<description>Expert real estate education for buyers, sellers, investors, and landlords.</description>
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<lastBuildDate>Tue, 04 Aug 2026 16:30:22 +0000</lastBuildDate>
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<item><title>Six Things First-Time Buyers Consistently Get Wrong</title><link>https://1propertyhub.com/blog/what-first-time-buyers-get-wrong/</link><guid isPermaLink="true">https://1propertyhub.com/blog/what-first-time-buyers-get-wrong/</guid><pubDate>Tue, 28 Jul 2026 09:00:00 +0000</pubDate><dc:creator>Jordan Mercer</dc:creator><category>Buying</category><description>The recurring mistakes we see in first purchases, and what to do instead.</description></item>
<item><title>How to Read a Seller&#x27;s Rental Pro Forma Without Getting Fooled</title><link>https://1propertyhub.com/blog/reading-a-rental-pro-forma/</link><guid isPermaLink="true">https://1propertyhub.com/blog/reading-a-rental-pro-forma/</guid><pubDate>Tue, 21 Jul 2026 09:00:00 +0000</pubDate><dc:creator>Devon Reyes</dc:creator><category>Investing</category><description>The eight line items sellers manipulate, and how to reconstruct real numbers from actuals.</description></item>
<item><title>Rent or Buy? A Framework That Survives Changing Rates</title><link>https://1propertyhub.com/blog/renting-vs-buying-2026/</link><guid isPermaLink="true">https://1propertyhub.com/blog/renting-vs-buying-2026/</guid><pubDate>Tue, 14 Jul 2026 09:00:00 +0000</pubDate><dc:creator>Marcus Hale</dc:creator><category>Housing Market</category><description>Why the answer depends on your horizon and transaction costs more than on any headline rate.</description></item>
<item><title>Why Insurance Became the Affordability Story</title><link>https://1propertyhub.com/blog/insurance-is-the-new-affordability-problem/</link><guid isPermaLink="true">https://1propertyhub.com/blog/insurance-is-the-new-affordability-problem/</guid><pubDate>Tue, 07 Jul 2026 09:00:00 +0000</pubDate><dc:creator>Sara Pruitt</dc:creator><category>Insurance</category><description>Premium increases have overtaken taxes as the fastest-growing line in many housing budgets.</description></item>
<item><title>Cap Rate Is a Price, Not a Return</title><link>https://1propertyhub.com/blog/cap-rate-is-not-a-return/</link><guid isPermaLink="true">https://1propertyhub.com/blog/cap-rate-is-not-a-return/</guid><pubDate>Tue, 30 Jun 2026 09:00:00 +0000</pubDate><dc:creator>Devon Reyes</dc:creator><category>Investing</category><description>The most misused metric in real estate, explained properly.</description></item>
<item><title>House Hacking: The Most Capital-Efficient Entry Into Real Estate</title><link>https://1propertyhub.com/blog/small-multifamily-house-hacking/</link><guid isPermaLink="true">https://1propertyhub.com/blog/small-multifamily-house-hacking/</guid><pubDate>Tue, 23 Jun 2026 09:00:00 +0000</pubDate><dc:creator>Devon Reyes</dc:creator><category>Investing</category><description>Why buying a two- to four-unit property you live in beats almost every other first move.</description></item>
<item><title>Five Tenant Screening Mistakes That Create Legal Exposure</title><link>https://1propertyhub.com/blog/tenant-screening-mistakes/</link><guid isPermaLink="true">https://1propertyhub.com/blog/tenant-screening-mistakes/</guid><pubDate>Tue, 16 Jun 2026 09:00:00 +0000</pubDate><dc:creator>Alina Chen</dc:creator><category>Property Management</category><description>The screening errors that produce fair housing complaints and bad placements.</description></item>
<item><title>The Lock-In Effect and Why Inventory Stayed Tight</title><link>https://1propertyhub.com/blog/what-the-lock-in-effect-means/</link><guid isPermaLink="true">https://1propertyhub.com/blog/what-the-lock-in-effect-means/</guid><pubDate>Tue, 09 Jun 2026 09:00:00 +0000</pubDate><dc:creator>Marcus Hale</dc:creator><category>Housing Market</category><description>How a large stock of below-market mortgages reshaped housing supply.</description></item>
<item><title>The Eight-Week Moving Checklist</title><link>https://1propertyhub.com/moving/moving-checklist/</link><guid isPermaLink="true">https://1propertyhub.com/moving/moving-checklist/</guid><pubDate>Mon, 08 Jun 2026 09:00:00 +0000</pubDate><dc:creator>Jordan Mercer</dc:creator><category>Moving</category><description>A week-by-week plan from booking movers through the first week in the new home, including the address changes people miss.</description></item>
<item><title>Mobile Home Park Investing: Land-Lease Economics and Real Constraints</title><link>https://1propertyhub.com/investing/mobile-home-parks/</link><guid isPermaLink="true">https://1propertyhub.com/investing/mobile-home-parks/</guid><pubDate>Wed, 03 Jun 2026 09:00:00 +0000</pubDate><dc:creator>Devon Reyes</dc:creator><category>Real Estate Investing</category><description>How land-lease communities generate returns, infrastructure diligence, park-owned versus tenant-owned homes, financing, and regulatory considerations.</description></item>
<item><title>Landlord Insurance: Dwelling Fire Policies, Loss of Rent, and Umbrella Coverage</title><link>https://1propertyhub.com/insurance/landlord-insurance/</link><guid isPermaLink="true">https://1propertyhub.com/insurance/landlord-insurance/</guid><pubDate>Mon, 01 Jun 2026 09:00:00 +0000</pubDate><dc:creator>Alina Chen</dc:creator><category>Insurance</category><description>Why a homeowners policy does not cover a rental, DP-1 through DP-3 forms, loss of rents, liability limits, and requiring tenant renters insurance.</description></item>
<item><title>Self Storage Investing: Low-Touch Operations, Real Operational Depth</title><link>https://1propertyhub.com/investing/self-storage/</link><guid isPermaLink="true">https://1propertyhub.com/investing/self-storage/</guid><pubDate>Wed, 27 May 2026 09:00:00 +0000</pubDate><dc:creator>Devon Reyes</dc:creator><category>Real Estate Investing</category><description>Why storage economics differ, expense ratios, demand drivers, lease-up risk on new development, and how to underwrite an existing facility.</description></item>
<item><title>Deeds and Title: Ownership Types, Warranties, and How Property Transfers</title><link>https://1propertyhub.com/legal/deeds-and-title/</link><guid isPermaLink="true">https://1propertyhub.com/legal/deeds-and-title/</guid><pubDate>Fri, 22 May 2026 09:00:00 +0000</pubDate><dc:creator>Sara Pruitt</dc:creator><category>Legal Resources</category><description>General warranty, special warranty, and quitclaim deeds compared, forms of co-ownership, recording, and common title problems.</description></item>
<item><title>Pre-Listing Repairs: What to Fix Before You List and What to Leave</title><link>https://1propertyhub.com/selling/pre-listing-repairs/</link><guid isPermaLink="true">https://1propertyhub.com/selling/pre-listing-repairs/</guid><pubDate>Wed, 20 May 2026 09:00:00 +0000</pubDate><dc:creator>Jordan Mercer</dc:creator><category>Selling a Home</category><description>Which repairs prevent inspection renegotiation, what buyers actually notice, disclosure consequences, and how to budget preparation.</description></item>
<item><title>Retail Real Estate: Anchors, Co-Tenancy, and Percentage Rent</title><link>https://1propertyhub.com/commercial/retail-real-estate/</link><guid isPermaLink="true">https://1propertyhub.com/commercial/retail-real-estate/</guid><pubDate>Sat, 16 May 2026 09:00:00 +0000</pubDate><dc:creator>Tom Whitfield</dc:creator><category>Commercial Real Estate</category><description>Retail center formats, how anchor tenants drive value, co-tenancy clauses, percentage rent, and what makes retail durable.</description></item>
<item><title>Mortgage Underwriting: What Actually Happens to Your File</title><link>https://1propertyhub.com/mortgage/mortgage-underwriting/</link><guid isPermaLink="true">https://1propertyhub.com/mortgage/mortgage-underwriting/</guid><pubDate>Wed, 13 May 2026 09:00:00 +0000</pubDate><dc:creator>Jordan Mercer</dc:creator><category>Mortgage Learning</category><description>Automated versus manual underwriting, the four Cs, conditions and how to clear them fast, and what kills approvals late.</description></item>
<item><title>What a Move Actually Costs and How to Budget One</title><link>https://1propertyhub.com/moving/moving-costs/</link><guid isPermaLink="true">https://1propertyhub.com/moving/moving-costs/</guid><pubDate>Mon, 11 May 2026 09:00:00 +0000</pubDate><dc:creator>Jordan Mercer</dc:creator><category>Moving</category><description>Local versus interstate pricing structures, binding versus non-binding estimates, valuation coverage, and the costs people forget.</description></item>
<item><title>Rental Property Accounting: Books That Survive an Audit</title><link>https://1propertyhub.com/property-management/rental-accounting/</link><guid isPermaLink="true">https://1propertyhub.com/property-management/rental-accounting/</guid><pubDate>Sat, 09 May 2026 09:00:00 +0000</pubDate><dc:creator>Sara Pruitt</dc:creator><category>Property Management</category><description>Separate accounts, chart of accounts for rentals, capitalization versus expensing, security deposit handling, and the records you must keep.</description></item>
<item><title>The Seller&#x27;s Closing Process: From Accepted Offer to Funded</title><link>https://1propertyhub.com/selling/closing-process/</link><guid isPermaLink="true">https://1propertyhub.com/selling/closing-process/</guid><pubDate>Wed, 06 May 2026 09:00:00 +0000</pubDate><dc:creator>Jordan Mercer</dc:creator><category>Selling a Home</category><description>The timeline after acceptance, title clearance, payoff statements, prorations, the settlement statement, and what sellers pay.</description></item>
<item><title>Flood Insurance: NFIP, Private Market, and Zone Reality</title><link>https://1propertyhub.com/insurance/flood-insurance/</link><guid isPermaLink="true">https://1propertyhub.com/insurance/flood-insurance/</guid><pubDate>Mon, 04 May 2026 09:00:00 +0000</pubDate><dc:creator>Sara Pruitt</dc:creator><category>Insurance</category><description>Why flood is excluded from standard policies, how NFIP coverage and limits work, Risk Rating 2.0, waiting periods, and private alternatives.</description></item>
<item><title>REITs: Real Estate Exposure Without Owning Property</title><link>https://1propertyhub.com/investing/reits/</link><guid isPermaLink="true">https://1propertyhub.com/investing/reits/</guid><pubDate>Fri, 01 May 2026 09:00:00 +0000</pubDate><dc:creator>Devon Reyes</dc:creator><category>Real Estate Investing</category><description>How REITs are structured, equity versus mortgage REITs, public versus non-traded, FFO and AFFO, and how REITs fit alongside direct ownership.</description></item>
<item><title>Office Real Estate: Class Distinctions, Occupancy Reality, and Repositioning</title><link>https://1propertyhub.com/commercial/office-real-estate/</link><guid isPermaLink="true">https://1propertyhub.com/commercial/office-real-estate/</guid><pubDate>Sat, 25 Apr 2026 09:00:00 +0000</pubDate><dc:creator>Tom Whitfield</dc:creator><category>Commercial Real Estate</category><description>How office buildings are classed, what hybrid work changed structurally, the cost of re-tenanting, and conversion economics.</description></item>
<item><title>HELOC vs Home Equity Loan vs Cash-Out Refinance</title><link>https://1propertyhub.com/mortgage/heloc-vs-home-equity-loan/</link><guid isPermaLink="true">https://1propertyhub.com/mortgage/heloc-vs-home-equity-loan/</guid><pubDate>Wed, 22 Apr 2026 09:00:00 +0000</pubDate><dc:creator>Jordan Mercer</dc:creator><category>Mortgage Learning</category><description>Three ways to access home equity compared on rate structure, cost, risk, and tax treatment — and how to choose.</description></item>
<item><title>The Home Maintenance Schedule That Prevents Expensive Repairs</title><link>https://1propertyhub.com/home-improvement/home-maintenance-schedule/</link><guid isPermaLink="true">https://1propertyhub.com/home-improvement/home-maintenance-schedule/</guid><pubDate>Mon, 20 Apr 2026 09:00:00 +0000</pubDate><dc:creator>Alina Chen</dc:creator><category>Home Improvement</category><description>Monthly, seasonal, and annual maintenance tasks organized by system, with the failure each one prevents.</description></item>
<item><title>Maintenance Systems: Triage, Vendors, and Preventive Programs</title><link>https://1propertyhub.com/property-management/maintenance-systems/</link><guid isPermaLink="true">https://1propertyhub.com/property-management/maintenance-systems/</guid><pubDate>Sat, 18 Apr 2026 09:00:00 +0000</pubDate><dc:creator>Alina Chen</dc:creator><category>Property Management</category><description>Categorizing requests by urgency, building a vendor bench, preventive maintenance schedules, and the documentation that protects you.</description></item>
<item><title>Jumbo Loans: Underwriting, Reserves, and How They Differ From Conforming</title><link>https://1propertyhub.com/buying/jumbo-loans/</link><guid isPermaLink="true">https://1propertyhub.com/buying/jumbo-loans/</guid><pubDate>Wed, 15 Apr 2026 09:00:00 +0000</pubDate><dc:creator>Jordan Mercer</dc:creator><category>Buying a Home</category><description>What makes a loan jumbo, how underwriting tightens above conforming limits, reserve requirements, and when a piggyback structure beats a single jumbo.</description></item>
<item><title>Landlord-Tenant Law: The Framework Behind Every Rental</title><link>https://1propertyhub.com/legal/landlord-tenant-law/</link><guid isPermaLink="true">https://1propertyhub.com/legal/landlord-tenant-law/</guid><pubDate>Mon, 13 Apr 2026 09:00:00 +0000</pubDate><dc:creator>Alina Chen</dc:creator><category>Legal Resources</category><description>Implied warranty of habitability, entry rights, security deposits, retaliation and discrimination prohibitions, and where state law diverges.</description></item>
<item><title>Short-Term Rentals: Higher Revenue, Higher Operating Load, Higher Regulatory Risk</title><link>https://1propertyhub.com/investing/short-term-rentals/</link><guid isPermaLink="true">https://1propertyhub.com/investing/short-term-rentals/</guid><pubDate>Sat, 11 Apr 2026 09:00:00 +0000</pubDate><dc:creator>Devon Reyes</dc:creator><category>Real Estate Investing</category><description>How STR economics differ from long-term rentals, realistic expense ratios, regulatory exposure, and the tax rules that make STRs unusual.</description></item>
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