Real Estate Calculators
Mortgage, investment, and transaction calculators that run in your browser. No signup, no email gate, and nothing you enter is stored or transmitted.
Mortgage calculators
Mortgage Calculator
Full PITI payment with taxes, insurance, PMI, HOA, extra payments, and a year-by-year amortization schedule.
Refinance Calculator
Compare your current loan against a new one and find the exact month you break even on closing costs.
Amortization Calculator
See how each payment splits between principal and interest, and how extra payments shorten the term.
Affordability Calculator
Work backwards from income, debts, and a target DTI to the home price a lender would likely approve.
Loan Comparison Calculator
Put two loan offers side by side including points and fees, with a break-even on the more expensive one.
Investment calculators
Rental Cash Flow Calculator
A real rental pro forma with vacancy, management, maintenance, and capital reserves — not just rent minus mortgage.
Cap Rate Calculator
Compute capitalization rate from income and expenses, then solve for value at a target cap rate.
NOI Calculator
Build net operating income line by line, with an expense ratio check against market norms.
DSCR Calculator
Test whether income covers debt service and find the maximum loan a lender's DSCR floor allows.
Rental ROI Calculator
Cash-on-cash return plus appreciation, principal paydown, and an annualized total return over your hold.
Rental Income Calculator
Total effective gross income including pet rent, parking, laundry, and utility billbacks.
Investment Return (IRR) Calculator
IRR and equity multiple from an initial investment, growing distributions, and an exit.
Transaction calculators
Closing Cost Calculator
Itemized lender fees, third-party costs, and prepaids to estimate total cash due at closing.
Property Tax Calculator
Assessed value, exemptions, millage, and special assessments to an annual and monthly figure.
House Flip Calculator
Full flip pro forma with hard money points, interest, holding costs, and a 70% rule check.
Rent vs Buy Calculator
Net cost of owning versus renting over your horizon, including opportunity cost on your down payment.