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Colorado Community Guide

Fort Collins, CO

Population 175,000 · Median home value $520,000 · 187 active listings

Fort Collins is a major city of roughly 175,000 residents in Colorado, with a price point above the national middle.

Key figures for Fort Collins, CO
StateColorado
Population175,000
Median home value$520,000
Active listings187
Median across Colorado communities we track$520,000

The Fort Collins housing market

At $520,000, the median home value tracks closely with the median across the 15 Colorado communities we cover — this is a mid-market address for the state.

Roughly 187 active listings at last count, which gives buyers genuine room to compare and to negotiate on properties that have been sitting.

Current listings for Fort Collins are maintained on the following site:

These are external sites operated independently of 1PropertyHub. We do not control their listings, pricing, or availability, and we are not a party to any transaction arising from them.

Buying in Fort Collins

At this level, the appraisal is worth watching. Contract prices in appreciating submarkets regularly run ahead of the closed sales an appraiser has to work from.

Before you make an offer, work out what the monthly payment actually looks like at this price level. Our mortgage calculator includes property tax, insurance, and mortgage insurance rather than just principal and interest, and the affordability calculator solves backwards from your income to a purchase price a lender would support. If you are weighing a purchase against continuing to rent, the rent vs buy calculator accounts for transaction costs on both ends.

Investing in Fort Collins

For rental investors, the questions here are rent-to-price ratio, the property tax burden, insurance cost, and the depth of the tenant pool at this population size. Underwrite with honest vacancy, management, maintenance, and capital reserves rather than rent minus mortgage — see our cash flow calculator and the rental underwriting guide. Verify short-term rental rules with the municipality before assuming any STR strategy will be permitted.

Nearby communities in Colorado

Frequently asked questions

What is the median home value in Fort Collins, CO?

The median home value in Fort Collins is approximately $520,000. At $520,000, the median home value tracks closely with the median across the 15 Colorado communities we cover — this is a mid-market address for the state. Values move with the market and vary widely by neighborhood, condition, and lot — treat this as a starting point and verify against recent closed sales before pricing an offer.

How many homes are for sale in Fort Collins?

There were roughly 187 active listings at last count. Roughly 187 active listings at last count, which gives buyers genuine room to compare and to negotiate on properties that have been sitting. For current inventory, see Luxury homes for sale in Fort Collins.

What should I know before buying in Fort Collins?

At this level, the appraisal is worth watching. Contract prices in appreciating submarkets regularly run ahead of the closed sales an appraiser has to work from. Beyond the property itself, confirm the property tax rate and any exemptions with the county assessor, and get an insurance quote before you are under contract — both vary far more by location than buyers expect. Our Colorado state guide covers closing practice and property law.