1PropertyHub
BuyingFirst-Time Home BuyersHow Much House Can I AffordDown PaymentsCredit Scores & MortgagesFHA LoansVA LoansUSDA LoansJumbo LoansEscrow ExplainedClosing CostsHome InspectionsAppraisals
SellingPricing Your HomeHome StagingPre-Listing RepairsMarketing Your ListingNegotiating OffersSeller DisclosuresThe Closing ProcessCapital Gains on a Home SaleSelling Cost Calculator
InvestingRental Property InvestingThe BRRRR MethodHouse FlippingShort-Term RentalsMultifamilySelf StorageMobile Home ParksREITsReal Estate Syndications1031 ExchangesDSCR CalculatorCap Rate Calculator
CalculatorsMortgage CalculatorRefinance CalculatorAmortization ScheduleAffordability CalculatorLoan ComparisonCash Flow CalculatorCap Rate CalculatorNOI CalculatorDSCR CalculatorROI CalculatorClosing Cost CalculatorProperty Tax CalculatorHouse Flip CalculatorRent vs BuyAll 16 calculators
ResourcesLearning CenterReal Estate GlossaryBlogDownloads & ChecklistsState GuidesCity GuidesHousing Market DataEconomic ReportsProperty ManagementCommercial Real EstateInsuranceLegal ResourcesHome ImprovementMoving
Property ManagementCommercialMarket TrendsLearning CenterState GuidesCity GuidesGlossaryAbout
New York Community Guide

North Tonawanda, NY

Population 31,000 · Median home value $220,000 · 45 active listings

North Tonawanda is a mid-sized community of roughly 31,000 residents in New York, with a moderate price point relative to the national picture.

Key figures for North Tonawanda, NY
StateNew York
Population31,000
Median home value$220,000
Active listings45
Median across New York communities we track$630,000

The North Tonawanda housing market

At $220,000, the median home value is roughly 65% below the New York median in our dataset — among the most affordable addresses we cover in the state.

Roughly 45 active listings at last count. That is enough to compare alternatives but not enough to be casual about a property you actually want.

Current listings for North Tonawanda are maintained on the following site:

These are external sites operated independently of 1PropertyHub. We do not control their listings, pricing, or availability, and we are not a party to any transaction arising from them.

Buying in North Tonawanda

At this price point, closing costs and prepaid escrow are a meaningful share of the cash you need. Budget 2% to 5% of the purchase price on top of the down payment.

Before you make an offer, work out what the monthly payment actually looks like at this price level. Our mortgage calculator includes property tax, insurance, and mortgage insurance rather than just principal and interest, and the affordability calculator solves backwards from your income to a purchase price a lender would support. If you are weighing a purchase against continuing to rent, the rent vs buy calculator accounts for transaction costs on both ends.

Investing in North Tonawanda

For rental investors, the questions here are rent-to-price ratio, the property tax burden, insurance cost, and the depth of the tenant pool at this population size. Underwrite with honest vacancy, management, maintenance, and capital reserves rather than rent minus mortgage — see our cash flow calculator and the rental underwriting guide. Verify short-term rental rules with the municipality before assuming any STR strategy will be permitted.

Nearby communities in New York

Frequently asked questions

What is the median home value in North Tonawanda, NY?

The median home value in North Tonawanda is approximately $220,000. At $220,000, the median home value is roughly 65% below the New York median in our dataset — among the most affordable addresses we cover in the state. Values move with the market and vary widely by neighborhood, condition, and lot — treat this as a starting point and verify against recent closed sales before pricing an offer.

How many homes are for sale in North Tonawanda?

There were roughly 45 active listings at last count. Roughly 45 active listings at last count. That is enough to compare alternatives but not enough to be casual about a property you actually want. For current inventory, see Homes for sale in North Tonawanda.

What should I know before buying in North Tonawanda?

At this price point, closing costs and prepaid escrow are a meaningful share of the cash you need. Budget 2% to 5% of the purchase price on top of the down payment. Beyond the property itself, confirm the property tax rate and any exemptions with the county assessor, and get an insurance quote before you are under contract — both vary far more by location than buyers expect. Our New York state guide covers closing practice and property law.