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California Community Guide

Pacifica, CA

Population 38,000 · Median home value $1,050,000 · 30 active listings

Pacifica is a mid-sized community of roughly 38,000 residents in California, with a luxury price point at the top end of the residential market.

Key figures for Pacifica, CA
StateCalifornia
Population38,000
Median home value$1,050,000
Active listings30
Median across California communities we track$680,000

The Pacifica housing market

At $1,050,000, the median home value sits about 54% above the median of the 108 communities we track in California.

Roughly 30 active listings at last count. That is enough to compare alternatives but not enough to be casual about a property you actually want.

Current listings for Pacifica are maintained on the following site:

These are external sites operated independently of 1PropertyHub. We do not control their listings, pricing, or availability, and we are not a party to any transaction arising from them.

Buying in Pacifica

Luxury inventory turns slowly by design. Expect longer marketing periods, a smaller buyer pool, and jumbo or portfolio financing rather than agency loans.

Before you make an offer, work out what the monthly payment actually looks like at this price level. Our mortgage calculator includes property tax, insurance, and mortgage insurance rather than just principal and interest, and the affordability calculator solves backwards from your income to a purchase price a lender would support. If you are weighing a purchase against continuing to rent, the rent vs buy calculator accounts for transaction costs on both ends.

Investing in Pacifica

For rental investors, the questions here are rent-to-price ratio, the property tax burden, insurance cost, and the depth of the tenant pool at this population size. Underwrite with honest vacancy, management, maintenance, and capital reserves rather than rent minus mortgage — see our cash flow calculator and the rental underwriting guide. Verify short-term rental rules with the municipality before assuming any STR strategy will be permitted.

Nearby communities in California

Frequently asked questions

What is the median home value in Pacifica, CA?

The median home value in Pacifica is approximately $1,050,000. At $1,050,000, the median home value sits about 54% above the median of the 108 communities we track in California. Values move with the market and vary widely by neighborhood, condition, and lot — treat this as a starting point and verify against recent closed sales before pricing an offer.

How many homes are for sale in Pacifica?

There were roughly 30 active listings at last count. Roughly 30 active listings at last count. That is enough to compare alternatives but not enough to be casual about a property you actually want. For current inventory, see Luxury homes for sale in Pacifica.

What should I know before buying in Pacifica?

Luxury inventory turns slowly by design. Expect longer marketing periods, a smaller buyer pool, and jumbo or portfolio financing rather than agency loans. Beyond the property itself, confirm the property tax rate and any exemptions with the county assessor, and get an insurance quote before you are under contract — both vary far more by location than buyers expect. Our California state guide covers closing practice and property law.