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California Community Guide

Rancho Cordova, CA

Population 78,000 · Median home value $490,000 · 55 active listings

Rancho Cordova is a substantial city of about 78,000 people in California, with a price point above the national middle.

Key figures for Rancho Cordova, CA
StateCalifornia
Population78,000
Median home value$490,000
Active listings55
Median across California communities we track$680,000

The Rancho Cordova housing market

At $490,000, the median home value runs roughly 28% below the median of the 108 communities we track in California, which is usually where the better value sits.

Roughly 55 active listings at last count. That is enough to compare alternatives but not enough to be casual about a property you actually want.

Current listings for Rancho Cordova are maintained on the following site:

These are external sites operated independently of 1PropertyHub. We do not control their listings, pricing, or availability, and we are not a party to any transaction arising from them.

Buying in Rancho Cordova

At this level, the appraisal is worth watching. Contract prices in appreciating submarkets regularly run ahead of the closed sales an appraiser has to work from.

Before you make an offer, work out what the monthly payment actually looks like at this price level. Our mortgage calculator includes property tax, insurance, and mortgage insurance rather than just principal and interest, and the affordability calculator solves backwards from your income to a purchase price a lender would support. If you are weighing a purchase against continuing to rent, the rent vs buy calculator accounts for transaction costs on both ends.

Investing in Rancho Cordova

For rental investors, the questions here are rent-to-price ratio, the property tax burden, insurance cost, and the depth of the tenant pool at this population size. Underwrite with honest vacancy, management, maintenance, and capital reserves rather than rent minus mortgage — see our cash flow calculator and the rental underwriting guide. Verify short-term rental rules with the municipality before assuming any STR strategy will be permitted.

Nearby communities in California

Frequently asked questions

What is the median home value in Rancho Cordova, CA?

The median home value in Rancho Cordova is approximately $490,000. At $490,000, the median home value runs roughly 28% below the median of the 108 communities we track in California, which is usually where the better value sits. Values move with the market and vary widely by neighborhood, condition, and lot — treat this as a starting point and verify against recent closed sales before pricing an offer.

How many homes are for sale in Rancho Cordova?

There were roughly 55 active listings at last count. Roughly 55 active listings at last count. That is enough to compare alternatives but not enough to be casual about a property you actually want. For current inventory, see Luxury homes for sale in Rancho Cordova.

What should I know before buying in Rancho Cordova?

At this level, the appraisal is worth watching. Contract prices in appreciating submarkets regularly run ahead of the closed sales an appraiser has to work from. Beyond the property itself, confirm the property tax rate and any exemptions with the county assessor, and get an insurance quote before you are under contract — both vary far more by location than buyers expect. Our California state guide covers closing practice and property law.