San Bernardino is a major city of roughly 222,000 residents in California, with a price point above the national middle.
| State | California |
|---|---|
| Population | 222,000 |
| Median home value | $380,000 |
| Active listings | 60 |
| Median across California communities we track | $680,000 |
The San Bernardino housing market
At $380,000, the median home value is roughly 44% below the California median in our dataset — among the most affordable addresses we cover in the state.
Roughly 60 active listings at last count. That is enough to compare alternatives but not enough to be casual about a property you actually want.
Search homes in San Bernardino
Current listings for San Bernardino are maintained on the following site:
- Luxury homes for sale in San Bernardino — sanbernardinoluxuryhomes.com
These are external sites operated independently of 1PropertyHub. We do not control their listings, pricing, or availability, and we are not a party to any transaction arising from them.
Buying in San Bernardino
Above the national middle, property tax and insurance become a larger share of the monthly payment than buyers expect. Model the full payment, not just principal and interest.
Before you make an offer, work out what the monthly payment actually looks like at this price level. Our mortgage calculator includes property tax, insurance, and mortgage insurance rather than just principal and interest, and the affordability calculator solves backwards from your income to a purchase price a lender would support. If you are weighing a purchase against continuing to rent, the rent vs buy calculator accounts for transaction costs on both ends.
Investing in San Bernardino
For rental investors, the questions here are rent-to-price ratio, the property tax burden, insurance cost, and the depth of the tenant pool at this population size. Underwrite with honest vacancy, management, maintenance, and capital reserves rather than rent minus mortgage — see our cash flow calculator and the rental underwriting guide. Verify short-term rental rules with the municipality before assuming any STR strategy will be permitted.
Nearby communities in California
- Fontana, CA
- Moreno Valley, CA
- Elk Grove, CA
- Rancho Cucamonga, CA
- Garden Grove, CA
- Oceanside, CA
- Palmdale, CA
- Chula Vista, CA
Frequently asked questions
What is the median home value in San Bernardino, CA?
The median home value in San Bernardino is approximately $380,000. At $380,000, the median home value is roughly 44% below the California median in our dataset — among the most affordable addresses we cover in the state. Values move with the market and vary widely by neighborhood, condition, and lot — treat this as a starting point and verify against recent closed sales before pricing an offer.
How many homes are for sale in San Bernardino?
There were roughly 60 active listings at last count. Roughly 60 active listings at last count. That is enough to compare alternatives but not enough to be casual about a property you actually want. For current inventory, see Luxury homes for sale in San Bernardino.
What should I know before buying in San Bernardino?
Above the national middle, property tax and insurance become a larger share of the monthly payment than buyers expect. Model the full payment, not just principal and interest. Beyond the property itself, confirm the property tax rate and any exemptions with the county assessor, and get an insurance quote before you are under contract — both vary far more by location than buyers expect. Our California state guide covers closing practice and property law.