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Closing Disclosure

Definition

A five-page federal form itemizing final loan terms and closing costs, delivered at least three business days before closing.

Example

Comparing the Closing Disclosure to the Loan Estimate revealed a zero-tolerance fee increase the lender had to cure.

Frequently asked questions

What does Closing Disclosure mean in real estate?

A five-page federal form itemizing final loan terms and closing costs, delivered at least three business days before closing.

How is Closing Disclosure used in practice?

Comparing the Closing Disclosure to the Loan Estimate revealed a zero-tolerance fee increase the lender had to cure.

This definition is provided for educational purposes. Legal and tax terminology can carry jurisdiction-specific meaning — confirm with a licensed professional before relying on it in a transaction.