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Debt Service

Definition

The total principal and interest payments required on a loan over a given period.

Example

Annual debt service of $71,400 against $96,000 of NOI produced a 1.34× coverage ratio.

Frequently asked questions

What does Debt Service mean in real estate?

The total principal and interest payments required on a loan over a given period.

How is Debt Service used in practice?

Annual debt service of $71,400 against $96,000 of NOI produced a 1.34× coverage ratio.

This definition is provided for educational purposes. Legal and tax terminology can carry jurisdiction-specific meaning — confirm with a licensed professional before relying on it in a transaction.