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Negative Leverage

Definition

A condition in which the cost of debt exceeds the property's unlevered return, reducing cash-on-cash return.

Example

Buying at a 5.2% cap with 6.8% debt produced negative leverage until rents grew.

Frequently asked questions

What does Negative Leverage mean in real estate?

A condition in which the cost of debt exceeds the property's unlevered return, reducing cash-on-cash return.

How is Negative Leverage used in practice?

Buying at a 5.2% cap with 6.8% debt produced negative leverage until rents grew.

This definition is provided for educational purposes. Legal and tax terminology can carry jurisdiction-specific meaning — confirm with a licensed professional before relying on it in a transaction.