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Insurance

Replacement Cost

Definition

The cost to rebuild a structure with materials of like kind and quality at current prices.

Example

Dwelling coverage should reflect replacement cost, which differs substantially from market value.

Frequently asked questions

What does Replacement Cost mean in real estate?

The cost to rebuild a structure with materials of like kind and quality at current prices.

How is Replacement Cost used in practice?

Dwelling coverage should reflect replacement cost, which differs substantially from market value.

This definition is provided for educational purposes. Legal and tax terminology can carry jurisdiction-specific meaning — confirm with a licensed professional before relying on it in a transaction.