BuyingFirst-Time Home BuyersHow Much House Can I AffordDown PaymentsCredit Scores & MortgagesFHA LoansVA LoansUSDA LoansJumbo LoansEscrow ExplainedClosing CostsHome InspectionsAppraisals
SellingPricing Your HomeHome StagingPre-Listing RepairsMarketing Your ListingNegotiating OffersSeller DisclosuresThe Closing ProcessCapital Gains on a Home SaleSelling Cost Calculator
InvestingRental Property InvestingThe BRRRR MethodHouse FlippingShort-Term RentalsMultifamilySelf StorageMobile Home ParksREITsReal Estate Syndications1031 ExchangesDSCR CalculatorCap Rate Calculator
CalculatorsMortgage CalculatorRefinance CalculatorAmortization ScheduleAffordability CalculatorLoan ComparisonCash Flow CalculatorCap Rate CalculatorNOI CalculatorDSCR CalculatorROI CalculatorClosing Cost CalculatorProperty Tax CalculatorHouse Flip CalculatorRent vs BuyAll 16 calculators
ResourcesLearning CenterReal Estate GlossaryBlogDownloads & ChecklistsState GuidesCity GuidesHousing Market DataEconomic ReportsProperty ManagementCommercial Real EstateInsuranceLegal ResourcesHome ImprovementMoving
Property ManagementCommercialMarket TrendsLearning CenterState GuidesCity GuidesGlossaryAbout
Property Management

Reserve Fund

Definition

Money set aside for future capital expenditures or unexpected costs.

Example

The HOA's reserve study recommended increasing dues to fund the roof replacement scheduled in year seven.

Frequently asked questions

What does Reserve Fund mean in real estate?

Money set aside for future capital expenditures or unexpected costs.

How is Reserve Fund used in practice?

The HOA's reserve study recommended increasing dues to fund the roof replacement scheduled in year seven.

This definition is provided for educational purposes. Legal and tax terminology can carry jurisdiction-specific meaning — confirm with a licensed professional before relying on it in a transaction.