Definition
Buying a property while leaving the existing mortgage in place in the seller's name.
Example
Subject-to acquisitions carry due-on-sale risk and require careful documentation and disclosure.
Related terms
Frequently asked questions
What does Subject-To mean in real estate?
Buying a property while leaving the existing mortgage in place in the seller's name.
How is Subject-To used in practice?
Subject-to acquisitions carry due-on-sale risk and require careful documentation and disclosure.
This definition is provided for educational purposes. Legal and tax terminology can carry jurisdiction-specific meaning — confirm with a licensed professional before relying on it in a transaction.