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Mortgage

VA Loan

Definition

A mortgage guaranteed by the Department of Veterans Affairs offering no down payment and no monthly mortgage insurance.

Example

The VA funding fee was waived because the borrower had a service-connected disability rating.

Frequently asked questions

What does VA Loan mean in real estate?

A mortgage guaranteed by the Department of Veterans Affairs offering no down payment and no monthly mortgage insurance.

How is VA Loan used in practice?

The VA funding fee was waived because the borrower had a service-connected disability rating.

This definition is provided for educational purposes. Legal and tax terminology can carry jurisdiction-specific meaning — confirm with a licensed professional before relying on it in a transaction.