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Wraparound Mortgage

Definition

A junior loan that includes and wraps around an existing mortgage which remains in place.

Example

The wraparound allowed the buyer to benefit from the seller's low-rate underlying loan.

Frequently asked questions

What does Wraparound Mortgage mean in real estate?

A junior loan that includes and wraps around an existing mortgage which remains in place.

How is Wraparound Mortgage used in practice?

The wraparound allowed the buyer to benefit from the seller's low-rate underlying loan.

This definition is provided for educational purposes. Legal and tax terminology can carry jurisdiction-specific meaning — confirm with a licensed professional before relying on it in a transaction.