Mount Vernon is a substantial city of about 73,000 people in New York, with a price point above the national middle.
| State | New York |
|---|---|
| Population | 73,000 |
| Median home value | $520,000 |
| Active listings | 129 |
| Median across New York communities we track | $630,000 |
The Mount Vernon housing market
At $520,000, the median home value runs roughly 17% below the median of the 26 communities we track in New York, which is usually where the better value sits.
Roughly 129 active listings at last count, which gives buyers genuine room to compare and to negotiate on properties that have been sitting.
Search homes in Mount Vernon
Current listings for Mount Vernon are maintained on the following site:
- Homes for sale in Mount Vernon — mountvernonhomesforsale.com
These are external sites operated independently of 1PropertyHub. We do not control their listings, pricing, or availability, and we are not a party to any transaction arising from them.
Buying in Mount Vernon
Above the national middle, property tax and insurance become a larger share of the monthly payment than buyers expect. Model the full payment, not just principal and interest.
Before you make an offer, work out what the monthly payment actually looks like at this price level. Our mortgage calculator includes property tax, insurance, and mortgage insurance rather than just principal and interest, and the affordability calculator solves backwards from your income to a purchase price a lender would support. If you are weighing a purchase against continuing to rent, the rent vs buy calculator accounts for transaction costs on both ends.
Investing in Mount Vernon
For rental investors, the questions here are rent-to-price ratio, the property tax burden, insurance cost, and the depth of the tenant pool at this population size. Underwrite with honest vacancy, management, maintenance, and capital reserves rather than rent minus mortgage — see our cash flow calculator and the rental underwriting guide. Verify short-term rental rules with the municipality before assuming any STR strategy will be permitted.
Nearby communities in New York
- Binghamton, NY
- Commack, NY
- Oceanside, NY
- North Tonawanda, NY
- Jamestown, NY
- Port Chester, NY
- Deer Park, NY
- Lindenhurst, NY
Frequently asked questions
What is the median home value in Mount Vernon, NY?
The median home value in Mount Vernon is approximately $520,000. At $520,000, the median home value runs roughly 17% below the median of the 26 communities we track in New York, which is usually where the better value sits. Values move with the market and vary widely by neighborhood, condition, and lot — treat this as a starting point and verify against recent closed sales before pricing an offer.
How many homes are for sale in Mount Vernon?
There were roughly 129 active listings at last count. Roughly 129 active listings at last count, which gives buyers genuine room to compare and to negotiate on properties that have been sitting. For current inventory, see Homes for sale in Mount Vernon.
What should I know before buying in Mount Vernon?
Above the national middle, property tax and insurance become a larger share of the monthly payment than buyers expect. Model the full payment, not just principal and interest. Beyond the property itself, confirm the property tax rate and any exemptions with the county assessor, and get an insurance quote before you are under contract — both vary far more by location than buyers expect. Our New York state guide covers closing practice and property law.